Great lending starts with listening.

Christina Harmes is a Certified Reverse Mortgage Professional with more than 20 years of mortgage and real estate experience and over a decade specializing in reverse mortgages. A nationally recognized leader in the reverse mortgage industry, she regularly speaks at industry conferences, contributes to professional education, and trains mortgage professionals across the country.

As Reverse Mortgage Division Director, she leads her team with a focus on education, thoughtful guidance, and helping older homeowners and their families make informed decisions with confidence.

Jared Kelley is the Branch Manager of the Mortgage Advisors Branch at Barrett Financial. He oversees the Reverse Mortgage Division, providing leadership and support to the team while ensuring the division operates efficiently and delivers a high level of service to clients and referral partners.

Working in commercial and residential real estate since 2006, flipping homes, building an investment portfolio, and originating loans, Jared brings a practical read on property value and rate movement to the branch he now leads. He works closely with the Reverse Division, supporting its growth, operations, and commitment to exceptional client service.

His focus is on creating a strong foundation for the team while ensuring clients and referral partners receive the guidance, communication, and attention to detail they deserve throughout the lending process.

Cicely is a Loan Officer Assistant specializing in reverse mortgages, serving as a trusted guide for borrowers from application through closing. Her focus is on HECM and proprietary reverse loans, helping clients gather the necessary documentation while ensuring they fully understand their loan and the overall process.

She takes a hands-on approach and prioritizes clear communication, giving borrowers and their families the support and confidence they need throughout the journey.

Jennie is a Reverse Mortgage Processor with several years of hands-on experience in reverse mortgage lending and a strong foundation in purchase and refinance transactions. Her well-rounded lending knowledge allows her to anticipate challenges, provide knowledgeable guidance, and work closely with loan officers and their teams throughout the process.

Committed to accuracy, efficiency, and clear communication, Jennie strives to provide a smooth and positive experience from submission through closing.

Susana Rhoades is a Reverse Mortgage Loan Officer with more than 30 years of mortgage experience, including over two decades specializing in reverse mortgages. She is passionate about helping older homeowners and their families understand how their home equity can support greater financial confidence, flexibility, and the retirement they envision. Susana also partners with loan officers to identify opportunities and find solutions that help them better serve their clients and grow their business.

Her approach is simple: listen first, educate without pressure, and give every homeowner the clarity they deserve to choose the path that best supports their goals.

As Reverse Division Partner & Purchase Specialist, Amanda Lehman brings over 25 years of mortgage industry experience dedicated to helping Loan Officers grow their business and strengthen referral relationships. She specializes in Reverse for Purchase (H4P) strategies, helping Loan Officers and Real Estate Agents capitalize on today’s record senior home equity and demographic shifts.

Amanda is passionate about simplifying the complex, providing clear, value-added resources, and empowering loan partners with the practical education needed to serve senior homeowners confidently.

Liz is a member of the Reverse Mortgage Division at Barrett Financial Group, where she oversees the day-to-day activities of the Division and helps ensure the team provides a high level of service, communication, and attention to detail throughout every transaction. She believes in holding clients’ hands every step of the way. From application, underwriting, and closing to beyond, she takes the time to explain the process, answer questions, address concerns, and make sure clients feel informed and confident about their decisions.

After earning her law degree, Liz began her legal career working closely with seniors obtaining compensation for asbestos injuries. That experience ultimately led her to the reverse mortgage industry, where she has found a meaningful way to combine her professional experience with her desire to help seniors navigate important financial decisions.

Mikee Rentero manages our digital presence, helping ensure clients and their families can easily find trusted, reliable information about our team online. She helps us communicate consistently and professionally so families can feel confident about who they are working with before they ever pick up the phone.